Updated January 2026 · 3.5-Year Plan
10% down, 7% confirmation, 10% at balloting, then 7 half-yearly and 35 monthly installments — across every plot size from 3.5 Marla to 1 Kanal. See the exact figures for each category, what changed in the January 2026 revision, and the one milestone most payment plans don’t break out: possession charges.
Five payments, one rhythm
Every plot size — residential or commercial — follows the same structure. The gold rungs are upfront commitments before installments begin; the wider terracotta rung is where most buyers underbudget.
10%
Due at booking. Secures your file and starts the process.
~7%
Formally confirms your booking shortly after the down payment.
10%
Due when a specific plot number is randomly assigned to your file.
7×
Significantly larger than monthly payments — five to seven times the size. Budget separately.
35×
The recurring monthly commitment, running concurrently with half-yearly payments.
Why this matters: the down payment and confirmation fee together represent roughly 17% of the total price before balloting even occurs — and balloting adds another 10%, bringing total upfront commitment to roughly 27% before your first monthly installment is due.
Every plot size, fully broken down
Prices below reflect the January 2026 revision. Struck-through figures show pre-revision pricing for comparison — a 5 Marla plot, for instance, rose by PKR 500,000.
3.5 Marla
PKR 2,500,000
Down Payment (10%)
250,000
Confirmation Fee
162,500
At Balloting (10%)
250,000
7 Half-Yearly Inst.
150,000 each
35 Monthly Inst.
22,500 each
5 Marla
PKR 3,500,000
Most Searched
Down Payment (10%)
350,000
Confirmation Fee
266,000
At Balloting (10%)
350,000
7 Half-Yearly Inst.
212,000 each
35 Monthly Inst.
30,000 each
7 Marla
PKR 4,700,000
Down Payment (10%)
470,000
Confirmation Fee
421,000
At Balloting (10%)
470,000
7 Half-Yearly Inst.
292,000 each
35 Monthly Inst.
37,000 each
10 Marla
PKR 6,000,000
Verify Total
Down Payment (10%)
600,000
Confirmation Fee
425,000
At Balloting (10%)
600,000
7 Half-Yearly Inst.
375,000 each
35 Monthly Inst.
50,000 each
1 Kanal
PKR 11,500,000
Largest
Down Payment (10%)
1,150,000
Confirmation Fee
835,000
At Balloting (10%)
1,150,000
7 Half-Yearly Inst.
660,000 each
35 Monthly Inst.
107,000 each
Commercial
Pricing not published
On Request
Down Payment
~10%*
Confirmation Fee
~7%*
At Balloting
~10%*
Half-Yearly Inst.
7×*
Monthly Inst.
35×*
Side-by-side comparison
All figures in PKR, reflecting the January 2026 revision. The 5 Marla row is highlighted as the most commonly referenced benchmark category.
Plot Size
Total Price
Down Payment
Confirmation
At Balloting
7× Half-Yearly
35× Monthly
3.5 Marla
2,500,000
250,000
162,500
250,000
150,000
22,500
5 Marla
3,500,000
350,000
266,000
350,000
212,000
30,000
7 Marla*
4,700,000
470,000
421,000
470,000
292,000
37,000
10 Marla*
6,000,000
2,500,000
425,000
600,000
375,000
50,000
1 Kanal
11,500,000
1,150,000
835,000
1,150,000
660,000
107,000
From booking to possession
The 35 monthly and 7 half-yearly installments run in parallel over roughly 3.5 years. Possession charges fall outside this schedule and are billed separately.
10%
Paid via bank transfer to a verified developer account. Starts your file.
~7%
Follows shortly after, formally confirming your booking on record.
10%
A specific plot number is assigned once enough of the block is sold.
3.5 yrs
35 monthly + 7 half-yearly payments — mark half-yearly dates on a calendar.
Separate
Billed at handover, outside the installment figures above. Ask for this figure directly.
Before You Commit
The structure is straightforward — but two details decide whether it’s comfortable or stressful over 3.5 years.
PLAN / 01
For a 1 Kanal plot, the half-yearly installment (PKR 660,000) alone exceeds many households’ entire monthly budget. Treat it as a separate savings goal from month one — not something to scramble for when the date arrives.
PLAN / 02
Most schemes allow a 15–30 day grace period before a late surcharge applies. Persistent non-payment can lead to cancellation, but developers generally prefer restructuring. If you anticipate trouble, contact the sales office before the due date.
PLAN / 03
Published total prices for 7 and 10 Marla plots don’t consistently match their down-payment figures. Get the total price for your chosen size in writing before transferring any funds.
PLAN / 04
Every figure above covers booking through the final monthly installment — not the handover fee. Ask specifically what possession charges apply and roughly when they’ll fall due.
How to lock in this plan
Overseas Pakistanis can complete every step remotely via Power of Attorney, NICOP, and Roshan Digital Account banking channels.
1
CNIC or NICOP (overseas buyers) plus photographs and your selected category.
2
Bank transfer to a verified account — confirm details directly first.
3
Formally confirms your file in the developer’s records.
4
Plot number assigned, then 7 half-yearly + 35 monthly payments begin.
Frequently Asked Questions
Click any question to expand. If yours isn’t answered here, contact our team directly.
The structure remains 10% down payment, 7% confirmation fee, 10% at balloting, 7 half-yearly installments, and 35 monthly installments, based on the January 2025 revision. No revision beyond January 2026 has been published as of this writing — confirm with the sales office whether these figures remain current before booking.
The down payment for a 5 Marla plot is PKR 350,000 — 10% of the current total price of PKR 3,500,000, which was revised upward in January 2026 from PKR 3,000,000.
Monthly installments are PKR 22,500 for 3.5 Marla, PKR 30,000 for 5 Marla, PKR 37,000 for 7 Marla, PKR 50,000 for 10 Marla, and PKR 107,000 for 1 Kanal — each spread across 35 months and running alongside larger half-yearly payments that should be budgeted separately.
35 monthly installments and 7 half-yearly installments run concurrently over roughly 3.5 years, on top of the down payment, confirmation fee, and balloting payment due earlier. Possession charges are billed separately at the end of this period and aren’t included in these figures.
Yes — pricing was revised across all categories in January 2025, adding roughly PKR 500,000 to each total. A 3.5 Marla plot rose from PKR 2,000,000 to PKR 2,500,000 (25%), while a 5 Marla plot rose from PKR 3,000,000 to PKR 3,500,000 (about 16.7%) — the flat increase hit smaller plots harder in percentage terms.
The balloting payment is due when a specific plot number is randomly assigned to your file, typically once a meaningful share of a block’s plots are sold. It’s set at 10% of the total price — the same percentage as the down payment — and is paid in addition to the down payment and confirmation fee already collected.
Commercial plots are expected to follow the same five-part structure as residential plots, but specific sizes and prices haven’t been published in the same detail. Contact the sales office for current commercial availability and a category-specific quote — commercial plots typically carry a pricing premium over equivalent residential land.
Most schemes allow a 15–30 day grace period before a late surcharge applies, with cancellation reserved for persistent non-payment. If you anticipate difficulty meeting a payment — especially a half-yearly installment — contact the sales office before the due date, since developers generally prefer restructuring over cancellation.
Speak to the sales office
Especially for 7 Marla and 10 Marla categories, where published totals vary — get the exact figures in writing before you pay anything.
